Your credit history is crucial for mortgage qualification and interest rates. Key factors include your credit utilization ratio, on-time payment history, credit limits, and account age. Maintain low utilization, ensure timely payments, avoid new card applications before applying, and keep old accounts open. Consider consolidating debt for better management.
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When it comes to buying a home or refinancing an existing mortgage, one of the most […]
Learn how to create a mortgage-approved budget with practical tips on managing income, expenses, debt, and savings to confidently secure your dream home.
Learn about mortgage points and how they can lower your interest rate. Discover if paying for points is right for you with guidance from Fidelis Mortgage Corporation.
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Discover why today's mortgage rates are still better than 30 years ago and why now is a great time to buy a home. Learn how Fidelis Mortgage Corporation can help you get pre-approved for a new home loan.
Discover the hidden treasures of financial freedom with our in-depth exploration of the tax benefits of home ownership. Uncover valuable insights on mortgage interest deductions, property tax savings, capital gains exclusions, and more. Maximize your investment and secure your financial future. Read now!
Discover the financial freedom of a reverse mortgage home loan! Explore the benefits of this valuable retirement tool, including supplemental income, home ownership retention, and tax-free proceeds in our latest blog.
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