717-283-0900 | 1205 East King Street Lancaster PA, 17602

FHA Loans

What is the FHA?

The Federal Housing Administration is a division of the Department of Housing and Urban Development. The FHA’s main activity is the insuring of residential mortgage loans made by private lenders. It sets standards for construction and underwriting. FHA neither lends money, nor plans, nor constructs housing.

Why do people get FHA loans?

FHA loans allow qualified borrowers to purchase a home with attractive interest rates and less stringent qualification requirements, with a down payment of as little as 3.5% of the purchase price and allowing 6% seller assistance in closing. There are several types of FHA loans including fixed loans and adjustable-rate mortgages.


Contact Fidelis Home Mortgage today at 717-283-0900 for more details.

Products We Offer

Whether applying for a home mortgage or refinancing a home, Fidelis Mortgage Corporation has a full spectrum of products to fit your needs.